| 
 THIS WILL
CALCULATE: How much to set aside each period if you
need so much money in the future? 
EXAMPLE:
You need to put a new roof on a building in 10 years at an estimated cost
of $20,000. How much can I invest every month, so by earning interest at 5%
compounded monthly, there will be $20,000 in the bank in 10 years? 
      Please
note:  The result is a 
negative number because it is a cash outlay. 
   | 
     | 
    
  
    | 12  | 
      | 
      | 
    Sets period per year | 
   
 
  
    | 20000 | 
      | 
     | 
   
 
  
      | 
    
    -128.80 | 
   
 
     |